Personal & Stakeholder Pension

Personal & Stakeholder Pension plans are money purchase pension savings plans

A stakeholder pension is a type of personal pension that has charges capped to less than 1.5% of the fund per year and low minimum contributions. Investment choice is usually restricted.

A personal pension provides greater choice of investment funds  and a wider range of flexible options at retirement. Most personal pensions are priced within the Stakeholder charging cap.

 Many people delay their pension planning because they think they have plenty of time, or because they expect it to be a complicated process, or because they believe they can't afford it. 

The earlier you start, the more you save, the longer your fund has to grow and the higher your income in retirement will be.

 For a much wider choice of investments and personal control, Self-Invested Personal Pension may offer the perfect solution.

What options do you have when you retire?