Business Income

Insurance against Loss of Income or unplanned additional working costs following insured damage is a vital component of any businesses disaster recovery plan.

Additional costs can be incurred attempting to maintain income such as renting alternative premises and setting up temporary lines of communciation, telephones, computer networks and internet connections.

Rental income from tenanted properties can be lost following damage and they become uninhabitable.

Income earned from Electronic & Internet facilities can be affected by downtime. 

There are a range of extensions to this form of insurance such as; Damage to Public Utilities leaving you without Gas Water or Electricity supplies. Terrorism Damage, Infectious Human Diseases, Denial of Access to premises. All need careful consideration. 

Without suitable 'Loss of Income' insurance business would suffer potentially catastrophic losses.